THE AMERICAN HARP SOCIETY
INSURANCE PROGRAM

Anderson Group International, LLC is the endorsed agent for the American Harp Society Musical Instrument Insurance Program. Anderson Group is located in Marshfield, Massachusetts and Fort Lauderdale, Florida and is devoted exclusively to insuring musical instruments worldwide. Anderson insures almost all types of instruments and specializes in insuring harps. If you can play it, Anderson can most likely insure it!

Anderson is also the endorsed agent for the World Harp Congress and the International Society of Folk Harpers and Craftsmen Musical Instrument Insurance Programs. The insurance carrier for the AHS Musical Instrument Insurance program is the OneBeacon Insurance Group. The policy, issued to the American Harp Society and its participating members, is extremely comprehensive and broad in coverage. You must be a current member of the American Harp Society to participate in this program.

The highlights of the AHS insurance program are:

Cause of Loss:
"All risk" Coverage, except as excluded, is provided for your instruments and related equipment and accessories.

Valuation Clause:
This coverage is provided on an "agreed value" or replacement cost basis. Once a valuation is accepted by Anderson, that insurance limit will be the amount agreed to be the value for the purpose of this insurance.

Coverage Territory:
Musical instruments are covered on a Worldwide basis.

Rate per $100 of insured value:
The AHS Harp Insurance program rate of $.50/$100 of coverage is among the lowest available nationwide.

Additionally Acquired Instruments:
They agree to extend coverage, under the same terms as indicated in the proposal, for "additionally acquired" instruments in your care, custody, and control, for up to 90 days from the date the instrument was acquired.

Electronic Equipment and Accessories:
$1,000 of special coverage for electronic equipment is included at no extra charge. Higher limits are available.